EmblemHealth Insurance Coverage for Drug & Alcohol Rehab
Since the 1930s, EmblemHealth has been providing health insurance to people in New Jersey, Connecticut, and New York State. This not-for-profit insurance company offers a variety of plans that cover most types of mental health and medical care. Many of the plans also cover addiction and substance abuse treatment.
Addiction is a serious condition that can negatively impact every aspect of a person’s life. Without treatment, an addiction can lead to legal, social, and health-related issues that keep people from living a healthy or fulfilling life.
High-quality substance abuse treatment can give people the skills they need to overcome addiction. If you are living with substance abuse or addiction, going to rehab is the best decision you can make for your health, safety, and wellbeing.
Many insurance companies, including EmblemHealth, offer coverage for mental health and addiction treatment services. Understanding what is covered by insurance and what additional expenses you may be responsible for can help you avoid surprises down the road.
At the Mandala Healing Center, we offer a range of programs that offer the treatment and support people need to be successful in recovery. Our staff work to make the admission process as easy as possible so that people can focus on what matters the most–their recovery. If you or someone you love require addiction treatment, please reach out today to verify your EmblemHealth benefits for drug and alcohol rehab.
Paying for Rehab With EmblemHealth
The Affordable Care Act (ACA) is a law that requires health insurance companies to offer coverage for behavioral health and addiction treatment. Since the passage of this law, the majority of people with health insurance have had access to coverage for the comprehensive care they need to manage the symptoms of addiction and mental illness.
There are a variety of EmblemHealth plans, so it is important to determine which services your specific plan covers. Before starting treatment, contact EmblemHealth to determine what expenses are covered and which ones you will be responsible for.
What Kinds of Substance Abuse is Included in EmblemHealth Addiction Treatment Coverage?
Many types of substance abuse treatment programs are covered by EmblemHealth plans. People with an addiction to a variety of substances are eligible to have their treatment costs covered. These substances include:
- Prescription medications, including opioid painkillers
Other types of addiction may be covered. Contact EmblemHealth to determine which facilities, programs, and services are included in your plan.
What Levels of Care are Included in EmblemHealth Addiction Treatment Coverage?
Your medical professionals or addiction care specialists will determine which level of care is appropriate to meet your needs. The level of care you require depends on several factors, including the length and intensity of your addiction, your treatment history, environmental factors, and your mental health or medical needs.
Addiction treatment happens in several levels of care, including:
- Partial Hospitalization Programs (PHPs)
- Intensive Outpatient Programs (IOPs)
- Medically supervised detox
Contact EmblemHealth to find out which levels of care, facilities, and programs are included in your plan.
Determining Your EmblemHealth Addiction Treatment Coverage
The easiest way to determine what is included in your EmblemHealth addiction treatment coverage is to contact your treatment facility and have them verify your coverage. The staff at the Mandala Healing Center is available to contact your insurance company, determine your coverage, and make a payment schedule that can make treatment affordable to everyone.
You can also reach out to EmblemHealth directly to inquire about your coverage.
How Can I Pay for Programs Not Included in My EmblemHealth Drug and Alcohol Rehab Coverage?
At times, people will be required to pay expenses not included in their EmblemHealth addiction treatment coverage. These expenses may include copays, co-insurance, or deductibles. In some cases, your plan may not cover the treatment or programs you require. In those cases, you will be responsible for these costs. People pay for the treatment they need in many ways, including:
- Borrowing from your 401k
- Using savings
- Asking friends and family to help
- Applying for government grants
Addiction changes the way the brain and body function, making it difficult–or nearly impossible–to stop using on your own. For many people, addiction treatment is necessary to get a new start in life.
Finding help to pay for addiction treatment should not be a barrier to getting the treatment you need. Reach out to the staff at the Mandala Healing Center for more information about paying for the treatment you need and deserve.
Learn More About EmblemHealth Addiction Treatment Coverage at the Mandala Healing Center
At the Mandala Healing Center, we believe that anyone can recover from addiction if they get the treatment and support they need. Our programs are designed to give people the skills they need to heal from addiction and learn how to live a healthy, fulfilling life.
If you have questions about paying for rehab with EmblemHealth, need to verify your in-network benefits, or need information about our programs, call now to speak with our knowledgeable staff.