Millions of people in the United States struggle with substance abuse and addiction. With treatment, many people are often able to overcome addiction and move forward. Without addressing the causes and symptoms of their addiction, many people will experience serious harm to their mental, physical, and social health. Some will face life-altering legal and financial trouble. To avoid these consequences, people must complete a rehab program that can offer them the support, skills, and treatment they need to put addiction behind them.
One of the barriers that prevent people from seeking addiction treatment when they need it is concern about how to pay for it. If you or someone you love requires addiction treatment, you may wonder about using your insurance to pay for it. If you have Bright Health insurance, some or all of your treatment costs may be covered, depending on the plan you have.
Bright Health insurance is an insurance company that offers comprehensive coverage to over 620,000 people in 17 states. Bright Health has received recognition for providing high-quality health plans that help people afford the medical care they need to live their healthiest lives. Bright Health offers plans in two ways: individual and family plans, and Medicare Advantage plans.
At the Mandala Healing Center, we believe that you can recover from addiction if you have the right care. Understanding your insurance coverage for addiction treatment will help you make informed decisions about your care and help you avoid surprises down the line. If you have questions about your Bright Health plan or want information about the substance abuse programs we offer, reach out to the staff at the Mandala Healing Center today.
Understanding Your Bright Health Insurance and Addiction Treatment Costs
Many people wonder if their Bright Health insurance will cover the cost of substance abuse treatment or rehab. The Affordable Care Act (ACA) is a law that requires health insurers to cover costs associated with mental health and addiction treatment. While insurance companies must provide coverage for these types of treatment, plans can vary greatly in what expenses they cover.
When considering a treatment program, it is important to determine what costs will be covered by your plan and which will be your personal responsibility. You must verify the benefits of your specific Bright Health plan.
What Types of Drug and Alcohol Rehab Can You Attend With Bright Health Insurance?
The type of treatment you require will depend on a variety of factors, including the length and severity of your addiction, environmental factors, and your history of prior treatment attempts. Your doctor or addiction specialist will advise you about the level of care you need.
Bright Health insurance can be used to cover the expenses associated with a variety of addiction treatment options, including:
- Medically supervised detox
- Outpatient treatment
- Intensive outpatient programs (IOPs)
- Partial hospitalization programs (PHPs)
- Inpatient treatment
- Residential programs
The cost of addiction recovery doesn’t end when you graduate from rehab. Instead, you must stay engaged in recovery-related activities to stay committed to sobriety and avoid relapse for the rest of your life. Insurance plans may also cover the costs of individual therapy, medication management, prescription drugs, medical care, and mental health treatment.
Verifying Your Bright Health Coverage for Drug and Alcohol Rehab in West Palm Beach
While some or all of the expenses of addiction treatment may be covered by your Bright Health insurance plan, it is important to verify what services and programs are covered by your specific plan. To do this, you may call the number on the back of your insurance card, visit Bright Health’s website, or call your treatment facility and ask them to assist you.
At the Mandala Healing Center, we will work to verify your benefits so that you will know which expenses will be covered and which are not. Our goal is to make the admission process as easy as possible so that you can focus all your energy on healing and recovery. Our treatment services are currently in-network with Bright Health.
How Can I Pay for Treatment Costs That Aren’t Covered by Bright Health Insurance?
If some of the costs of addiction treatment you need aren’t covered by your insurance plan, there are some ways to pay for the care you need. These include:
- Borrowing from your 401k
- Using savings
- Asking friends and family to help
- Applying for treatment grants
Many treatment facilities offer payment plans that let people make small monthly payments instead of paying the full amount at one time. This helps make treatment affordable for many.
The cost of addiction is measured not only in dollars, but in lost memories, missed opportunities, and harm to your health and wellbeing. The cost of treatment shouldn’t be a barrier that keeps you from getting the help you need. Reach out to the staff at the Mandala Healing Center for information about your insurance coverage and payment plans.
Find a Drug and Alcohol Rehab Program That is In-Network With Your Bright Health Plan
Addiction can lead to feelings of isolation and loneliness, but you are not alone. At the Mandala Healing Center, we know that addiction is a whole-person condition. When you live with addiction, every part of your life is affected. Our treatment programs are carefully designed to help every part of you heal: mind, body, and spirit.
If you have been waiting for the right time to start treatment, don’t wait another day. Call today to talk to one of our friendly admission counselors about starting one of our holistic treatment programs today.