Addiction is a chronic and progressive disease that tends to wreak havoc on your life. When addiction is left untreated, you may suffer financially, socially, emotionally, and physically. Unfortunately, many people suffer the life-threatening consequences of addiction without professional addiction treatment. If you are suffering from substance abuse, you should seek professional drug and alcohol rehab as soon as possible.
While professional treatment is necessary to your recovery from addiction, you may find it difficult to find a program you can afford. Addiction treatment is extremely expensive, especially when you require an inpatient or residential facility. Thankfully, health insurance covers addiction treatment.
Finding an addiction treatment center in West Palm Beach that accepts your insurance, however, can be challenging. Knowing how to find an in-network drug rehab center can save you time and money.
Does Insurance Cover Addiction Treatment?
Addiction treatment has the potential to become extremely expensive. When you consider the costs of therapy, medical treatment, detox services, food, medications, and a bed to sleep in, it’s easy to see how rehab can become costly. Thankfully, federal laws require health insurance companies to cover addiction treatment services. Let’s take a look at the top two laws that protect addiction treatment coverage.
The Affordable Care Act (ACA)
The Affordable Care Act (ACA) was a law passed in 2010 that requires insurance providers to recognize addiction treatment as a vital aspect of health care. This law also allows you to stay on your parent’s insurance until you are 26, increases treatment options, and reduces treatment costs.[1]
Some of the addiction treatment services that are covered by insurance under the ACA include:
- Addiction assessment
- Intervention
- Medication-assisted treatment (MAT)
- Visits to addiction clinics
- Alcohol and drug screening
- Family therapy
- Inpatient treatment
The Mental Health Parity and Addiction Equity Act (MHPAEA)
The Mental Health Parity and Addiction Equity Act (MHPAEA) is a federal law that was passed in 2008, stating that group health plans cannot impose unfair spending limits on mental health and addiction treatment services.[2]
While the MHPAEA does not require insurance providers to include addiction and mental health services, it does ensure that the financial requirements and treatment limitations of medical benefits and addiction benefits are equivalent. Thankfully, the MHPAEA and the ACA work together, ensuring that addiction and mental health services are provided and allocated fairly.
Finding an Addiction Treatment Program in West Palm Beach that Accepts Your Insurance
Looking for an addiction treatment program that fits your needs is difficult enough. When you begin to consider the cost of treatment, finding the right rehab facility can be overwhelming. Thankfully, there are many ways to decipher which drug rehab programs are in-network.
Speak With Your Insurance Provider
The best way to find an in-network drug rehab program is to contact your insurance provider. When you speak with your provider, they will give you a list of programs that accept your insurance. This allows you to have multiple options, which is always a good idea when it comes to finding an addiction treatment center.
Once you receive the list of in-network addiction treatment facilities, you should begin researching each program. Every facility specializes in different issues and provides different forms of addiction therapy. For example, one facility might be a dual diagnosis treatment center, while another may be a medication-assisted treatment program. Getting a list from your insurance provider of accepted programs will allow you to find a rehab that suits both your needs and your wallet.
Work With an Addiction Counselor
Working with an addiction counselor is also a great way to find an addiction treatment program in West Palm Beach that accepts your insurance. Addiction counselors will provide you with a wide range of vital recovery services, including helping you find the best addiction treatment program for your unique needs.
An addiction counselor will conduct in-depth assessments of you to gather all of the information they need to make an informed decision on which type of rehab will suit your needs. Then, they can help you decipher which specialized rehab programs accept your insurance.
Contact Treatment Centers
If you have specific treatment centers in mind already, you could always directly contact the admissions department and ask them if they accept your specific insurance plan. Many treatment centers in West Palm Beach accept an array of insurance plans to ensure that no one in the community is left behind. By calling the rehab program directly, if they accept your insurance you can go ahead and set up a tour or begin the intake process right away.
Find an In-Network Drug Rehab Program in West Palm Beach
If you or a loved one struggles with substance abuse, it’s time to consider professional addiction treatment. While the cost of treatment can be intimidating, most programs accept a large variety of insurance plans. Oftentimes, this brings the cost of insurance down significantly.
The Mandala Healing Center is in-network with a large number of insurance providers. We offer free insurance verification with no obligation.
Mandala Healing Center is a comprehensive drug and alcohol rehab program in West Palm Beach. We offer our clients evidence-based addiction therapies, medication management, experienced staff, and a supportive healing environment. Contact us today to verify your insurance benefits and begin your recovery journey.
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