Addiction is a progressive disease that usually gets worse without treatment–not better. Unfortunately, many people avoid getting help due to the high cost of addiction treatment programs. If you are struggling with addiction, you may feel as though you’ll never be able to afford to get the help you need. The good news is there are plenty of ways you can afford and pay for rehab in West Palm Beach.
You should never let the cost of rehab stop you from getting sober and living a healthy, happy life. Regardless of which type of treatment program you are considering, most rehab centers in South Florida accept health insurance, offer financing options, and operate on a sliding-scale payment approach.
How Much Does Rehab Cost in West Palm Beach?
The total cost of rehab, before insurance, typically depends on the type of program, your treatment needs, and the amenities offered at the facility.
Type of Treatment Facility
Inpatient or residential treatment programs cost more than outpatient programs because you must pay for housing, staffing, and treatment costs. Outpatient programs, on the other hand, only require you to pay for the cost of your scheduled therapy sessions. Most health insurance plans provide coverage for both inpatient and outpatient rehab.
Outpatient rehab programs in West Palm Beach can cost anywhere from $1,000 to $5,000 per month, while inpatient rehab programs can cost between $10,000 to $30,000 per month depending on the treatments and amenities provided.
Length of Program
Most people stay in rehab for 30, 60, or 90 days. The longer you stay, the more you will benefit from treatment, but the higher your total costs will be.
Added Amenities
Some rehab centers have exclusive amenities like private suites, a pool, gym memberships, workout classes, acupuncture, massage, and more. The more amenities offered, the more expensive you can expect the treatment center to be.
Location
The location of the drug rehab facility is a major factor when it comes to the cost of treatment. A South Florida rehab center located right on the beach in a big city like Miami may cost more than one that is located a little more inland in West Palm Beach.
Paying for Drug Rehab With Health Insurance
The most popular way people pay for drug rehab in West Palm Beach is with their health insurance. When you use your insurance, you are only responsible for paying your co-pay and other out-of-pocket costs, which can significantly reduce the amount you are responsible for paying.
Private Health Insurance
Private health insurance companies like Aetna, Blue Cross Blue Shield, and Humana are required, under the Affordable Care Act (ACA), to cover behavioral health services like substance abuse treatment.[1] These plans can be purchased directly through a health insurance company or through the Healthcare Marketplace. The exact coverage provided by each company depends on the specific plan you enroll in, your deductible, and other factors.
Military Health Insurance
TRICARE is a health insurance program for active-duty military members, veterans, and their families. This program covers both inpatient and outpatient behavioral health services. TRICARE-certified addiction treatment centers are in-network with this insurance.
Medicaid and Medicare
Medicaid and Medicare are both government-funded insurance programs that can reduce the cost of rehab. Medicare is for people 65 or older or those with a disability, whereas Medicaid is for people with low income. Medicare pays up to 80% of approved costs for mental health services, whereas Medicaid coverage will vary by state and by the deductible.
Other Ways to Pay for Rehab in West Palm Beach
Up to 32.8 million people under the age of 65 are uninsured.[2] If you do not have health insurance, or if you haven’t met your deductible and need help covering the rest of your treatment costs, there are a few options available to you.
Financing
One of the easiest ways to pay for rehab without insurance is financing. This will allow you to break your payments up over a period of time to ease the financial burden placed upon you. An admissions counselor can discuss your financing options with you.
Scholarships
Some addiction treatment centers and other private programs offer scholarships to applicable individuals. Both SAMHSA and Florida Grant Watch offer substance abuse treatment and prevention grants. Scholarships are typically reserved for people who do not have other payment options.
Sliding-Scale Programs
Some low-cost addiction treatment centers in West Palm Beach allow you to enroll in rehab on a sliding-scale payment plan. This means the cost of treatment services will be dependent on your income and your financial situation.
Non-Profit or Government Funded Rehab
Lastly, non-profit and government-funded treatment programs are available at little to no cost. The only major downside of these programs is that there may be a waitlist that is several weeks or months long. That means you may have to wait a long time for a spot in treatment to become available.
Speak With An Admissions Counselor Today
Even though drug and alcohol rehab can be expensive, paying for treatment is completely possible. If you or a loved one are struggling with addiction and unsure of how you will afford treatment, one of our trusted admissions counselors can discuss your payment options with you, verify your insurance, and help you find a program that meets your needs. Don’t wait any longer. Pick up the phone and call today.
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